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Finance

Finance

Credit Score

I get a lot of questions of credit score. Credit score is a number that you are continuously reminded of, especially now that your bank probably offers credit score updates. No worries, it’s not as difficult to understand as it may seem but there is a lot of information out there. What affects your credit score? Payment history It is very important, about 35% of your score is impacted by your payment history. Make sure that you make your payments…

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Finance

Where to go from here

Now that you have your budget sheet is done, what do you do with it? A budget sheet, in my opinion, is like tracking your diet, once you know what you’ve been eating, you gotta figure out what to cut out. The first thing you gotta do is cut out debt. To do so, I recommend the snow ball affect. Most people believe that you should focus on the debt with the highest interest rate, but no. I say focus…

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Finance

Budgetting 101

Being in our twenties is hard. This is the first time you actually get to be an adult, not the fun way of getting to do whatever you want, but the dreadful combination of paying bills, having to save, going to work to make a living and contributing to that 401k. Many of you may feel financially lost and its probably not because you don’t want to take control of your finances, from my experience, most people do not know…

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